Q&A: What should I do about my mortgage?

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Stubbornly high inflation and the expectation of further interest rate rises add up to bad news for millions of mortgage borrowers who need to refinance in coming years.

The Financial Times convened a panel of experts to answer your questions about refinancing or buying a property for the first time.

• Claer Barrett, the FT’s consumer editor, joined Adrian Anderson, director of mortgage broker Anderson Harris, and Sarah Pennells, consumer finance specialist at Royal London, to answer your queries.

The Q&A is now closed. Please note that the panel’s responses are their personal opinions, and are not intended as individual financial advice or a product recommendation.

Read the questions and answers in the comments section below the article.